Commercial Insurance Brokers

A new OSHA citation
just hit your territory.
Worth a call.

Every Monday, a scored list of companies in your territory with new OSHA violations. Ranked by insurance urgency — willful citations, repeat offenders, six-figure penalties. With the violation details and what to say when you call.

Get a Sample List for Your Territory See an Example

The Monday List

This is what
shows up in your inbox.

Sample deliverable · Data as of Sep 2026

Every company scored on federal OSHA inspection data: penalty amount, violation type (willful, repeat, serious), inspection recency, industry risk. OSHA's inspection database is updated daily; open-case citations may change until a case closes. You get the highest insurance urgency first. Each one comes with a talk track built from the citation.

Midwest Fabrication Corp

Score: 140

Joliet, IL · Manufacturing · 85 employees

Penalty: $312,000

Willful: 2

Serious: 4

Repeat: 1

Inspection: Aug 2026

Two willful violations and one repeat citation. $312K total penalty — highest in the region this month. Previous inspection 14 months ago also resulted in serious violations. Pattern of non-compliance. This history may affect underwriting, renewal terms, or carrier appetite.

"I review OSHA inspection data for companies in the Joliet area. Your recent inspection came up — two willful citations and a repeat, $312K in penalties. That kind of history can affect your renewal. I work with companies in this situation to make sure they're positioned well before it comes up. Worth a 10-minute call?"

Prairie Industrial Services

Score: 105

Peoria, IL · Construction · 42 employees

Penalty: $87,000

Willful: 0

Serious: 6

Repeat: 2

Inspection: Jul 2026

Two repeat violations in construction — fall protection and scaffolding. $87K penalty. Six serious citations total. Repeat violations may signal to carriers that internal safety programs need attention. Worth a coverage review before renewal.

"I review OSHA data for construction companies in Central Illinois. Your recent inspection showed repeat fall protection citations — that's the kind of thing carriers flag at renewal. I help companies in this situation find coverage before it becomes a problem. Is that worth a quick conversation?"

+ 6 more companies on the full Monday list

What the system watches

Five signals worth a
coverage review.

All from federal OSHA inspection data, updated daily as inspections are filed. Open-case citations may be corrected until a case closes. Every company scored on what may affect their insurance — not just that they got cited, but how bad it is and what it could mean at renewal.

Willful violations

The employer knew the hazard and did nothing. Carriers treat willful citations as a high risk indicator. These events may affect underwriting, renewal terms, or carrier appetite. Highest urgency on the list.

Repeat violations

Same violation, different inspection. Repeat citations tell the carrier that internal safety programs failed. The conversation isn't about price — it's about whether they can get coverage at all.

High penalties

$100K+ in total penalties signals severity. OSHA doesn't issue six-figure fines for minor issues. These companies have a documented problem that may warrant a coverage review.

Multiple inspections

Two or more inspections in 12 months means OSHA is watching. Carriers see the pattern. A proactive broker uses this as a reason to reach out — before the carrier does.

Industry-specific risk

Construction, manufacturing, warehousing, food processing — industries where workplace injuries directly drive premium costs. A citation in these verticals hits the P&L harder and faster.

Recency

A citation filed this month is an active problem. The company knows about it. Their broker may not. The window between citation and renewal is when the conversation matters most.

How it works

Monday morning.
Open email.
Start dialing.

No dashboard. No tool to learn. A list of companies with OSHA violations, ranked by insurance urgency, with the citation details and what to say.

The system pulls OSHA data Federal inspection records, penalty amounts, violation types, industry codes. OSHA's database is updated daily; open-case citations may change until a case closes. Scored and ranked by insurance urgency for your territory and lines of business. Every list shows a "data as of" date so you know exactly what you're working with.
You get the Monday list Top companies in your geography, sorted by urgency. Each one includes the citation details, penalty amount, violation types, and a talk track built from the inspection data.
You call with a reason You know what they got cited for, how much the penalty was, and whether it was willful or repeat. The prospect hears something useful about their own situation — information that helps them whether they switch brokers or not. That's a different conversation than a cold call.
The list refreshes weekly OSHA files new inspections continuously. New violations, new penalties, new companies entering situations that may affect their coverage. Monitored weekly; refreshed whenever new data is available. Monday morning, new list.

The math

The build pays for itself
in accounts.

The build is $9,500. A few new accounts written from the list cover the cost. The exact math depends on your commission structure, lines of business, and account size. We'll work through the numbers together before you commit.

$9,500

90-day build

Days to
prove the model

$3,500/mo

Ongoing after
build proves out

The 90-Day Build

Your book.
Your territory.

$9,500

Built around your agency's deal history and your territory. Over time, the scoring reflects which accounts matter to your book — not a generic alert feed.

Weeks 1-2: Deal Audit Walk me through your best 20-30 accounts. Which ones were your biggest wins? What was happening at the company before they switched to you? We interview the producers who wrote the business. The goal: find the conditions that existed before your wins — not after.
Weeks 3-4: Signal Map + Build We document what was observable before each deal — OSHA events, industry, company size, violation patterns, timing relative to renewal. Test it against accounts you lost. Those patterns become the scoring model for your territory.
Weeks 5-8: Shadow Mode Weekly ranked account lists delivered for your team to review — but not act on yet. You tell us: would your producers call this company? Is the timing right? The model adjusts before a single dial is made.
Weeks 9-12: Live + Learn Your producers start calling from the list. Each week, we capture what happened: called, conversation, quoted, account written, dead end. The model gets smarter. The list gets sharper.

A new OSHA citationjust hit your territory.Worth a call.

This is whatshows up in your inbox.

Five signals worth acoverage review.

Monday morning.Open email.Start dialing.

The build pays for itselfin accounts.

Your book.Your territory.